Banking for all of your Needs

A customer-focused virtual bank that provides financial solutions to meet your required banking needs

Banking+Crypto=

Witness the seamless integration of traditional banking services withcryptocurrencies. Enjoy the convenience of managing your fiat and digital assets side by side, all within a single platform.

Send, Receive, Accept and Spend

Instant crypto swap in single click

Buy and sell your stable crypto currencies with unparalleled  speed. Our widgets bring the power of crypto conversation to your fingertips, making every transaction in a secure way

Virtual Cards with Global Spending

Secure and Compliant

Multi Currency IBANS's​ & Wallets

Explore hassle-free global business with our one-stop platform. Whether it’s banking or crypto, we’ve got you covered. Simplify your cross-border ventures with ease.

Explore What We Offer

Personal Banking

Your money, your way—discover personalized banking services crafted to suit your unique needs and empower your financial journey.

Business Banking

The perfect banking fit for your startup or growing business—handling everything from team cards to multiple virtual accounts and full business analytics

Merchant Service

Make payments a breeze and enhance your customer’s experience with our modern services, simplifying transactions for businesses of all sizes.

Crypto Wallet

Explore digital currencies effortlessly with our easy-to-use crypto wallet service—safely store, send, and receive your favorite coins.

FAQs

What is PXHA?

PXHA is an innovative, trend-focused, fully-featured, and cryptocurrency-friendly bank that enables users to open multiple currency accounts, both in fiat and cryptocurrency, under a single dashboard.

Can I use PXHA for both business and personal banking?

Yes, PXHA caters to both business and personal needs. Users can open accounts for their businesses and personal finances, managing all aspects conveniently within the same platform.

How does PXHA support businesses in accepting cryptocurrency payments?

PXHA provides a merchant account option, allowing businesses to accept cryptocurrency payments on their websites and stores. This feature facilitates seamless transactions for various types of businesses.

Can I get a debit card for spending?

Yes, we offers a debit card option, enabling users to spend both cryptocurrency and fiat currencies. This adds flexibility to your financial transactions, allowing you to use your funds in various ways.

“Fully-featured” in the context of PXHA implies that the bank provides a comprehensive range of services and features. This includes multiple currency accounts, cryptocurrency support, merchant accounts, and debit cards, covering a wide spectrum of financial needs.

Can I use PXHA for my personal cryptocurrency investments?

PXHA does not function as a trading or investment platform. Our services are exclusively designed for facilitating transactions between fiat and cryptocurrency. While you can hold onto your cryptocurrencies for any duration, we do not provide investment products. Additionally, it’s important to note that trading between various cryptocurrencies is not supported, except for stable coins such as USDT, USDC, and TUSD.

Are there any limitations on the types of businesses that can open accounts with PXHA?

No, PXHA is open to businesses of any kind. Whether you run an online store, a service-oriented business, or any other type of enterprise, you can benefit from the full-featured services offered by PXHA.

What security measures does PXHA have in place to protect users' cryptocurrency assets?

PXHA prioritizes security, implementing robust measures to safeguard users’ cryptocurrency assets. This includes encryption protocols, secure authentication processes, and other advanced security features.

Are we registered?

PXHA is registered financial company in Canada under name BABAYAGA PAY INC and registration number M23035025  with local registrar Fintrac which allows to trade or banking operations worldwide.